Salary Goal Calculator
Set your salary goal
Reverse-calculate the CTC needed for your target in-hand pay.
Popular goals
Variable pay is part of CTC but may not arrive monthly.
Private by default. No salary data stored.
Recommended CTC
₹34.5L
Estimated range ₹32L–₹37LVerdict
To reach ₹2L/month comfortably, target ₹34.5L+ CTC.
Annual take-home target
₹24L
Estimated annual tax
₹4L
Monthly target
₹2,00,000
Variable assumption
10%
Planning range
Minimum
₹32L
Recommended
₹34.5L
Comfort
₹37L
Salary structure (new regime)
Stable fixed pay
₹28.6L
Variable component
₹3.2L
Recommended CTC
₹34.5L
Use this while negotiating
To reach ₹2L/month in-hand, I’m targeting around ₹34.5L CTC depending on salary structure and tax regime.
Regime comparison
New regime
₹34.5L
Old regime
₹38L
New regime currently needs lower estimated CTC under your inputs.
Salary ladder (new regime)
Based on selected tax regime and variable assumption.
How it works
Useful for salary negotiations
Know your number before you negotiate.
Great for job switch planning
Plan better with clear salary targets.
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How Salary Goal Calculator works
Reverse CTC calculation
Start with the monthly in-hand goal, then search for the salary needed to reach it.
Tax regime impact
Old and new regimes can need different CTC levels depending on available deductions.
Variable pay impact
Variable components increase headline CTC but are less dependable for monthly planning.
Why a range matters
Minimum, recommended, and comfort CTC separate bare math from practical negotiation targets.
FAQ
How much CTC is needed for ₹2L in-hand salary?
With the current assumptions, the recommended target is about ₹34.5L CTC for ₹2L/month in-hand.
How much CTC is needed for ₹1L in-hand salary?
With the same assumptions, ₹1L/month needs about ₹15L CTC.
Does variable pay count toward monthly in-hand?
Variable pay is part of CTC, but it may not arrive monthly. PayVerdict adds a buffer when you choose variable pay.
Is required CTC lower in old regime?
Sometimes, but only when you can actually claim enough deductions under the old regime.
Why is required CTC shown as a range?
Salary structures vary. The minimum reaches the target, while recommended and comfort CTC add practical buffers.
Is this result exact?
No. It is an educational estimate based on the tax regime, PF, and salary-structure assumptions you choose.