Offer Verdict
Compare fixed pay, variable pay, bonuses, equity, tax, and real monthly gain for India-based offers before you accept.
Excellent offer. Strong fixed pay and monthly gain.
Fixed pay improves meaningfully and the monthly gain looks strong under the selected assumptions.
PayVerdict recommendation: Move forward if role and team also look strong.
Headline CTC hike
44.4%
Guaranteed pay hike
44.4%
Est. monthly gain
₹49,984
First-year net gain
₹8,00,000
CTC reality breakdown
Your ₹26L CTC may not mean ₹26L guaranteed cash.
Fixed vs variable risk
Low variable risk
A higher fixed pay share improves predictability and monthly stability.
Monthly in-hand comparison
Estimates after tax under selected regime.
First-year value
Recurring value
One-time additions
Switching costs
Relocating for this offer?
Check PPP before deciding. Rent, cost of living, and savings can change the real value of a good-looking offer.
Open PPP CompareSuggested negotiation angle
What to ask for next
Clarify bonus payout, PF/gratuity inclusion, and joining bonus terms before accepting.
Questions to ask HR
Clarify these before accepting the offer.
- ?Is employer PF included in CTC?
- ?Is gratuity included in CTC?
Red flag checker
Grouped signals that deserve attention before accepting.
Good signs
Guaranteed income moves in the right direction.
The offer improves estimated monthly in-hand pay.
CTC reality breakdown
Your ₹26L CTC may not mean ₹26L guaranteed cash.
Monthly in-hand comparison
Estimates after tax under selected regime.
Relocating for this offer?
Check PPP before deciding. Rent, cost of living, and savings can change the real value of a good-looking offer.
Open PPP CompareSuggested negotiation angle
What to ask for next
Clarify bonus payout, PF/gratuity inclusion, and joining bonus terms before accepting.
Red flag checker
Grouped signals that deserve attention before accepting.
Good signs
Guaranteed income moves in the right direction.
The offer improves estimated monthly in-hand pay.
Fixed vs variable risk
Low variable risk
A higher fixed pay share improves predictability and monthly stability.
First-year value
Recurring value
One-time additions
Switching costs
Questions to ask HR
Clarify these before accepting the offer.
- ?Is employer PF included in CTC?
- ?Is gratuity included in CTC?
Assumptions
- Offer Verdict currently supports India-based salary offers only.
- Old vs new tax regime is selected as per your input.
- PF is estimated using a simple salary approximation.
- Professional tax is not collected separately in this version.
- Variable pay is included at target value when enabled.
- If fixed pay is blank, it is inferred from CTC minus variable pay.
- ESOP/RSU is not treated as guaranteed cash unless enabled.
- This tool does not include capital gains, perquisites, or other income.
PayVerdict provides estimates for educational purposes only. Actual salary, tax, bonus payout, benefits, relocation, and in-hand pay may vary based on employer policy, tax rules, payroll structure, and personal circumstances.
FAQ
What is Offer Verdict?+
Offer Verdict currently helps compare India-based salary offers using fixed pay, variable pay, bonuses, equity, switching costs, and estimated monthly gain.
Does Offer Verdict support other countries?+
Not yet. Offer Verdict is currently built for India-based offers and FY 2025-26 Indian tax assumptions.
How do I compare current salary and new offer?+
Start with annual CTC and fixed pay, then add variable pay, joining bonus, equity value, and one-time switching costs.
Why is first-year value more important than CTC?+
First-year value shows cash after variable pay, joining bonus, included equity, and switching costs.
Should I include variable pay in salary comparison?+
Include it if the payout is predictable. Turn it off when variable pay is uncertain or not guaranteed.
Does this include income tax?+
Yes, monthly in-hand uses PayVerdict's FY 2025-26 tax estimate under your selected regime.
Is this result exact?+
No. Employer payroll structure, tax declarations, benefits, and bonus payout can change the final number.
How to evaluate a job offer beyond CTC
A bigger CTC is not always a better offer. Here is how to separate guaranteed money from conditional money and find your real gain.
Read the guide