Terms of Service

PayVerdict provides free, browser-based calculators and tools for personal, non-commercial use. You agree to use the Site lawfully and not to interfere with its operation, attempt to gain unauthorized access, or use automated systems in a way that could damage or overload our infrastructure.

PayVerdict's tools produce educational estimates based on transparent assumptions. They are not financial, tax, investment, or legal advice, and should not be relied upon as such. Always consult a qualified professional before making financial decisions. Full details are in our Disclaimer.

All content on the Site, including calculator logic, copy, graphics, and the PayVerdict name and logo, is owned by or licensed to Sanket and protected by applicable intellectual-property laws. You may not copy, reproduce, distribute, or create derivative works from our content without prior written permission.

The Site displays third-party advertising to keep its tools free. We are not responsible for the content of ads or for third-party sites they link to. See our Privacy Policy for how advertising cookies are used.

The Site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or that calculator results will be accurate for your specific circumstances.

To the fullest extent permitted by law, Sanket shall not be liable for any indirect, incidental, or consequential damages, or for any financial decisions made in reliance on the Site, arising from your use of or inability to use it.

We may revise these Terms at any time. Changes take effect when posted here with an updated "Last updated" date. Continued use of the Site after changes constitutes acceptance.

These Terms are governed by and construed in accordance with the laws of India, without regard to its conflict-of-law provisions.

Questions about these Terms? Reach us via our Contact page.